latte factor
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auto
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Wants vs. Needs
There will come a time where everyone will need to be independent and do things on their own, so learning financial literacy now is beyond helpful. I learned so much helpful information about taxes, credit cards, bank statements and insurance… but I think the most helpful thing I learned was about saving and budgeting. I think a lot of people make at least some effort to save money, but they do not always make monthly budgets for themselves. I think it is so important to know how much money you have to spend so you don’t overspend on things you don’t need.
